Is my premium calculated the same way as my Private Health Insurance?

No. Pet insurance does not work like health insurance. Health insurance is ‘community rated’, which means that everyone pays the same premium for their health insurance regardless of their individual health status, age or claims history. This is not the case for pet insurance. Health insurance providers are able to community rate health insurance because [...]

By |2019-05-13T18:19:24+10:00May 13th, 2019||0 Comments

How do you calculate my premium?

New policies Your premium is calculated using a combination of factors about you and your pet. These factors can affect the premium amount up or down depending upon whether we believe it increases or decreases the risk to us, such as the cover you have chosen, the excess selected, the benefit percentage applicable to the [...]

By |2021-03-10T09:33:25+10:00May 13th, 2019||0 Comments
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