Pet Primary Cover
We love our pets. But sometimes they can be clumsy. And unpredictable. And a little over-eager. In the case of an accident, you want to know that your pet will get the protection it deserves. Our Primary Cover will cover up to 80% of eligible vet bills for a wide range of accidents, from falls and spills, to bites and allergic reactions*.
What’s covered:
Up to 80% of eligible vet bills with excess options of $50 or $0
- A wide range of accidental injuries, including but not limited to burns, snake bites and poisoning.^
A wide range of additional benefits, including overseas cover when you’re travelling with your pet, tick paralysis treatment, essential euthanasia and much more.*
- Lifetime cover when you insure your pet from 8 weeks of age and continue to renew your policy.
Subject to the terms and conditions. Freedom to take your pet to any vet licensed to practice in Australia.
- Coverage from the day after you begin your policy.
Subject to any applicable waiting periods.
Exclusions and conditions apply – for full details, download the Kogan Pet Value Cover Product Disclosure Statement.
*Terms, conditions, waiting periods and some exclusions apply.
^Excludes pre-existing conditions – see the Product Disclosure Statement for details.
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Product Disclosure Statements
What’s Included
Coverage |
Pet Primary Cover |
|---|---|
| Entry Age Limit | Apply from 8 weeks old No upper age limit for cover commencement |
| Excess | $0, $50 |
| Benefit % | 80% |
| Annual Benefit Limit | $8,000 |
| Covers Illness | |
| Overseas Travel | View Product Disclosure Statement for more details |
| Coverage | Tick paralysis Cruciate ligament conditions Motor vehicle incidents Heat stroke Burns Poisoning Electrocution Allergic reaction to insect bite Bone fractures Snake bite Embedded grass seed Fight wound or other laceration Soft tissue injury Ingestion of a foreign object Traumatic spinal disc rupture View Product Disclosure Statement for further details |
| Consultation Fees Limit (annual) (in relation to conditions covered by your policy) |
$300 |
| Cruciate Ligament Limit (annual) | $2,600*
*You may be eligible for a higher limit and if so this will be specified on your certificate of insurance |
| Tick Paralysis Limit (annual) | $1,200 |
| Emergency Boarding | $500 |
| Waiting Periods | 6 Months for cruciate ligament conditions
30 days for some conditions (refer to Section 2 of the Product Disclosure Statement) |
| Entry Age Limit | Apply from 8 weeks old No upper age limit for cover commencement |
| Excess | $0, $50 |
| Benefit % | 80% |
| Annual Benefit Limit | $8,000 |
| Covers Illness | ✗ |
| Overseas Travel | ✔ View Product Disclosure Statement for more details |
| Coverage | Tick paralysis Cruciate ligament conditions Motor vehicle incidents Heat stroke Burns Poisoning Electrocution Allergic reaction to insect bite Bone fractures Snake bite Embedded grass seed Fight wound or other laceration Soft tissue injury Ingestion of a foreign object Traumatic spinal disc rupture View Product Disclosure Statement for further details |
| Consultation Fees Limit (annual) (in relation to conditions covered by your policy) |
$300 |
| Cruciate Ligament Limit (annual) | $2,600*
*You may be eligible for a higher limit and if so this will be specified on your certificate of insurance |
| Tick Paralysis Limit (annual) | $1,200 |
| Emergency Boarding | $500 |
| Waiting Periods | 6 Months for cruciate ligament conditions
30 days for some conditions (refer to Section 2 of the Product Disclosure Statement) |
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Optional Extras
If you want to feel like the cat that’s got the cream, just add a little extra and help cover your pet’s routine expenses.
$80 Benefit that can be claimed across any of the following
Desexing, Microchipping, Heartworm control, Teeth cleaning, Prescription diets, Cremation or burial, Dental illness treatment, Council registration fees, Obedience training, Behavioural therapy, Alternative therapies.
Plus: $40 Benefit for any one of the following:
Vaccination or health check, Flea/tick/worm control, Heartworm control.