Pet Primary Cover 2018-12-28T09:25:22+00:00

Kogan Pet Insurance > Pet Primary Cover

We Care Because You Care

We love our pets. But sometimes they can be clumsy. And unpredictable. And a little over-eager. In the case of an accident, you want to know that your pet will get the protection it deserves. Our Primary Cover will cover up to 80% of eligible vet bills for a wide range of accidents, from falls and spills, to bites and allergic reactions*.

What’s covered:

  • Up to 80% of eligible vet bills with excess options of $50 or $0

  • A wide range of accidental injuries, including but not limited to burns, snake bites and poisoning.^
  • A wide range of additional benefits, including overseas cover when you’re travelling with your pet, tick paralysis treatment, essential euthanasia and much more.*

  • Lifetime cover when you insure your pet from 8 weeks of age and continue to renew your policy.
    Subject to the terms and conditions.
  • Freedom to take your pet to any vet licensed to practice in Australia.

  • Coverage from the day after you begin your policy.
    Subject to any applicable waiting periods.

Exclusions and conditions apply – for full details, download the Kogan Pet Value Cover Product Disclosure Statement.

*Terms, conditions, waiting periods and some exclusions apply.
^Excludes pre-existing conditions – see the Product Disclosure Statement for details.

Express Quote

Got a Question?

Call Us

1300 001 738

Product Disclosure Statements

What’s Included


Pet Primary Cover

Entry Age Limit Apply from 8 weeks old
No upper age limit for cover commencement
Excess $0, $50
Benefit % 80%
Annual Benefit Limit $8,000
Covers Illness  
Overseas Travel   View Product Disclosure Statement for more details
Coverage Tick paralysis
Cruciate ligament conditions
Motor vehicle incidents
Heat stroke
Allergic reaction to insect bite
Bone fractures
Snake bite
Embedded grass seed
Fight wound or other laceration
Soft tissue injury
Ingestion of a foreign object
Traumatic spinal disc rupture
View Product Disclosure Statement for further details
Consultation Fees Limit (annual)
(in relation to conditions covered by your policy)
Cruciate Ligament Limit (annual) $2,600*

*You may be eligible for a higher limit and if so this will be specified on your certificate of insurance

Tick Paralysis Limit (annual) $1,200
Emergency Boarding $500
Waiting Periods 6 Months for cruciate ligament conditions

30 days for some conditions (refer to Section 2 of the Product Disclosure Statement)

Get an Express Quote

Express Quote

Optional Extras

If you want to feel like the cat that’s got the cream, just add a little extra and help cover your pet’s routine expenses.

$80 Benefit that can be claimed across any of the following
Desexing, Microchipping, Heartworm control, Teeth cleaning, Prescription diets, Cremation or burial, Dental illness treatment, Council registration fees, Obedience training, Behavioural therapy, Alternative therapies.

Plus: $40 Benefit for any one of the following:
Vaccination or health check, Flea/tick/worm control, Heartworm control.

Learn more

Why Kogan Pet Insurance?

We hope your pet never has an emergency, but if the worst should happen, we’ll make sure you can get them the care they deserve without the stress and worry of mounting vet bills.

Update your details or make a claim via our easy online portal.

Contact Us
Portal Login