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Find the Right Dog Insurance

Protect your best friend from accidents, injuries and more with one of our dog insurance policies that offer you safety and security if and when the unexpected occurs. Whether you want cover solely for accidents and emergencies or our Luxury Cover with all the trimmings, we have a dog insurance package to suit your pet. Plus, optional Non-insurance benefits are available for every policy and cover flea control, teeth cleaning, obedience training, vaccinations, and more.

Why Kogan Pet Insurance?

Cover up to 80% of Eligible Vet Bills

Accidents happen! Don’t get caught out by unexpected costs.

First Month Free

Score your first month for FREE by signing up today!+ Click for details.

$10 off every month

Active Kogan Pet Insurance policyholders receive $10 off a purchase of $100 or more at once a month.^ Find out more.

Simple Claims Process

Our Online Portal makes claims smooth, simple and fast!
98% of claims processed within 5 business days (once all information has been received).

Dog Insurance Options

Pet Accident Plan

Pet Primary Cover

For accidents and emergencies

  $8,000 annual claim limit
  Claim up to 80% of eligible vet bills*
  Any licensed Australian vet
  Covers Specified Accidents*

  Ingestion of a foreign object
  Motor vehicle accidents, poisoning, bone fractures, snake bites, heat stroke, tick paralysis, allergic reactions to insect bites
  Traumatic spinal disc rupture, electrocution, burns and more
  Optional Non-insurance Benefits

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Luxury Pet Plan

Pet Luxury Cover

Our most comprehensive care

  All of the benefits of our Pet Primary Cover plus
  $15,000 Annual Claim Limit
  Specified Accidents and Illness cover
  Cancer, bladder stones, pancreatitis, eye trauma
  Gastrointestinal problems
  Immune-mediated blood disease
  Hip and elbow dysplasia
  Spinal disc rupture
  Infectious condition treatment for conditions such as Infectious canine hepatitis (canine adenovirus), Parvovirus, Canine distemper, Parainfluenza, Canine influenza plus All forms of kennel cough.
  Optional Non-insurance Benefits

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*Terms, conditions, exclusions and waiting periods apply. The benefit percentage will vary based on the age of your pet. Sublimits may also apply. Refer to the Product Disclosure Statement for details.

Optional Non-insurance Benefits

If you want to feel like the top dog, just add a little extra and help cover your pet’s routine expenses.

$80 Benefit that can be claimed across any of the following
Desexing, Microchipping, Heartworm control, Teeth cleaning, Prescription diets, Cremation or burial, Dental illness treatment, Council registration fees, Obedience training, Behavioural therapy, Alternative therapies.

Plus: $40 Benefit for any one of the following:
Vaccination or health check, Flea/tick/worm control, Blood screens.

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Compare Kogan Pet Insurance

The paw-fect cover for your needs

Compare and choose the right insurance for your pet.

Compare our insurance

We hope your pet never has an emergency, but if the worst should happen, we’ll help get them the care they deserve without the stress and worry of mounting vet bills.

Update your details or make a claim via our easy online portal.

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FAQ Free Month offer (“Offer”) is valid for all Kogan Pet Insurance policies (each a “Relevant Policy”). The Offer is valid for new Relevant Policies (not renewal or reinstatement policies) for a limited time only . reserves the right to amend, extend or withdraw this Offer at any time. Offer provides new customers with their first month free of their first policy year. Offer only applies to new policies purchased using the promo code FREEMONTH and is subject to the terms and conditions of the applicable Kogan Pet Insurance policy. For fortnightly and monthly payers, premiums will be charged after the end of the first month of your policy. For annual payers, a 1/12th discount will be applied to your annual instalment, due in the first month of your policy. Not available with any other offer unless noted. Kogan Pet Insurance reserves the right to amend, extend or withdraw this Offer at any time.

^Monthly $10 credit offer valid on single purchases of $100 or more (excluding shipping). Offer applies to all active Kogan Pet Insurance policies (“Relevant Policy”), after 30 days from the commencement date of the Relevant Policy. Credit will be issued by via email, in the first week of every month to all eligible policyholders. Credit will expire 30 days from date of issuance. Credit can only be claimed through a account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a account, you will be required to register for a account for free. You will be sent an email from to create an account so you can claim your credit, in doing so you will be required to accept the standard terms and conditions that requires all account holders to accept in order to open a account. Credit cannot stack with other vouchers or credits. Credit cannot be used in conjunction with certain other promotional offers. Credit cannot be used to pay for a Kogan First membership. Kogan may amend or withdraw this offer at any time. is solely responsible for all representations made regarding this offer.