Kogan Pet Insurance > Pet Luxury Cover

New Customer Offer

Score $50 Kogan.com Credit+ to spend at Australia’s favourite online retailer! Plus, don’t forget to use promo code KOGANFREE to get 1 month free cover^.
Hurry, offer ends 30/6/2020. Terms & Conditions apply, click here for details.

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Pet Luxury Cover

Pet Luxury Cover is the highest level of protection for your beloved pet. Never compromise on care with coverage of up to 80% of eligible vet bills and a generous claim limit of $15,000 a year.*

We also have a great value add-on available for coverage of all those routine expenses, like vaccinations, desexing and obedience training.

What’s covered:

  • Up to 80% of eligible vet bills that will step down to 65% on the first renewal after your pet’s 8th birthday

  • Excess options of $100, $50 or $0.

  • A wide range of accidental injuries and illnesses, including but not limited to burns, snake bites and poisoning.^
  • Claim limit of up to $15,000 a year to help with prolonged or expensive treatment^

  • A wide range of additional benefits, including overseas cover when you’re travelling with your pet, tick paralysis treatment, essential euthanasia and much more.*

  • Lifetime cover when you insure your pet from 8 weeks up to 9 years of age and continue to renew your policy.
    Subject to the terms and conditions.
  • Freedom to take your pet to any vet licensed to practice in Australia.

  • Add optional Routine Care and we’ll help you pay for everyday essentials like health checks, obedience training and teeth cleaning.

Exclusions and conditions apply – for full details, download the Kogan Pet Luxury Cover Product Disclosure Statement.

*Terms, conditions, waiting periods and some exclusions apply.
^ Excludes pre-existing conditions – see the Product Disclosure Statement for details.

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1300 001 738

What’s Included

Coverage

Pet Luxury Cover

Entry Age Limit Apply from 8 weeks old
to 9 years
Excess $0, $50, $100
Benefit %
Pets Under 8 80%
Pets 8+ 65%
Annual Benefit Limit $15,000
Covers Illness  
Overseas Travel   View Product Disclosure Statement for more details
Coverage Tick paralysis
Cruciate ligament conditions
Motor vehicle incidents
Heat stroke
Burns
Poisoning
Electrocution
Allergic reaction to insect bite
Bone fractures
Snake bites
Embedded grass seed
Fight wound or other laceration
Soft tissue injury
Ingestion of foreign object
Cancer
Bladder stones
Corneal ulcer
Immune Mediated Blood Disease
Brachycephalic Airway Syndrome
Elbow dysplasia
Hip dysplasia
Patella Luxation
Spinal disc rupture
Gastrointestinal problems
Diabetes
Hypothyroidism
Heart disease
Renal disease
View Product Disclosure Statement for further details
Consultation Fees Limit (annual)
(in relation to conditions covered by your policy)
$300
Cruciate Ligament Limit (annual) $2,600*

*You may be eligible for a higher limit and if so this will be specified on your certificate of insurance

Tick Paralysis Limit (annual) $2,000
Emergency Boarding $1,000
Waiting Periods 6 Months for cruciate ligament conditions

30 days for some conditions (refer to Section 2 of the Product Disclosure Statement)

Coverage

Pet Luxury Cover

Entry Age Limit Apply from 8 weeks old
to 9 years
Excess $0, $50, $100
Benefit %: Pets Under 8 80%
Benefit %: Pets 8+ 65%
Annual Benefit Limit $15,000
Covers Illness
Overseas Travel
View Product Disclosure Statement for more details
Coverage Tick paralysis
Cruciate ligament conditions
Motor vehicle incidents
Heat stroke
Burns
Poisoning
Electrocution
Allergic reaction to insect bite
Bone fractures
Snake bites
Embedded grass seed
Fight wound or other laceration
Soft tissue injury
Ingestion of foreign object
Cancer
Bladder stones
Corneal ulcer
Immune Mediated Blood Disease
Brachycephalic Airway Syndrome
Elbow dysplasia
Hip dysplasia
Patella Luxation
Spinal disc rupture
Gastrointestinal problems
Diabetes
Hypothyroidism
Heart disease
Renal disease
View Product Disclosure Statement for further details
Consultation Fees Limit (annual)
(in relation to conditions covered by your policy)
$300
Cruciate Ligament Limit (annual) $2,600*

*You may be eligible for a higher limit and if so this will be specified on your certificate of insurance

Tick Paralysis Limit (annual) $2,000
Emergency Boarding $1,000
Waiting Periods 6 Months for cruciate ligament conditions

30 days for some conditions (refer to Section 2 of the Product Disclosure Statement)

Get an Express Quote

Express Quote

Optional Extras

If you want to feel like the cat that’s got the cream, just add a little extra and help cover your pet’s routine expenses.

$80 Benefit that can be claimed across any of the following
Desexing, Microchipping, Heartworm control, Teeth cleaning, Prescription diets, Cremation or burial, Dental illness treatment, Council registration fees, Obedience training, Behavioural therapy, Alternative therapies.

Plus: $40 Benefit for any one of the following:
Vaccination or health check, Flea/tick/worm control, Heartworm control.

Learn more

Why Kogan Pet Insurance?

We hope your pet never has an emergency, but if the worst should happen, we’ll make sure you can get them the care they deserve without the stress and worry of mounting vet bills.

Update your details or make a claim via our easy online portal.

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FAQ

+$50 Kogan.com Credit offer (“Offer”): Valid for all Kogan Pet Insurance policies (each a “Relevant Policy”). The Offer is valid for new Relevant Policies (not renewal or reinstatement policies) which are purchased between 04/05/2020 0:01 am (AEST) to 30/6/2020 23:59 pm (AEST). Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. The $50 Kogan.com credit (“Credit”) will be sent to the e-mail address of eligible policyholders after 45 days from the commencement date of the Relevant Policy, provided the annual premium or the first instalment premium for the Relevant Policy has been paid in full. The Relevant Policy must also remain active and must not have been cancelled or refunded within that 45 day period. The customer must provide a valid email address at the time of purchase to receive this Credit. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free to receive the Credit. You will be sent an email to create an account so you can claim your Credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. You are also required to meet any relevant terms and conditions of the Relevant Policy, contained in the relevant product disclosure statement when applying for the Relevant Policy. Credit expires 3 months from date of issue. Credit is not transferable or redeemable for cash.
^Use code ‘KOGANFREE’ and choose to pay your premium annually to receive a reduced price and redeem. Special (“Offer”) valid for all Kogan Pet Insurance policies whose premium is paid annually and will be applied as a 1/12th discount to the normal annual premium payment. Offer only valid on policies which remain continuously active for at least 365 days. Offer available for a limited time. Offer valid for new customers only and is subject to the terms and conditions of the applicable Kogan Pet Insurance policy. You must use the code “KOGANFREE” to redeem the Offer. Kogan Pet Insurance reserves the right to amend, extend or withdraw this offer at any time.