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Kogan Pet Insurance > Compare Our Insurance

Compare the options.

Kogan Pet Insurance offers flexible and affordable insurance options that can be tailored to your beloved cat or dog, so you get the best cover possible without paying more than you need to. With the choice of a Primary or Luxury policy, you can select the excess you wish to pay along with the cover options that best suit you and your pet. We even have Indoor Cat Cover for your favourite feline!

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Indoor Cat Cover Pet Primary Policy Pet Luxury Plan
Product Disclosure Statement Product Disclosure Statement Product Disclosure Statement Product Disclosure Statement
Annual Limit $5,000 $8,000 $15,000
Excess $0, $50 $0, $50 $0, $50, $100
Benefit Rate Schedule: Pets 0-8 y.o. 80% 80% 80%
Benefit Rate Schedule: Pets 8+ y.o. 65% 80% 65%
Coverage Covers specified illnesses incl. cancer, feline lower urinary tract disease, gastrointestinal problems, heart disease & more. Covers specified accidental injuries incl. poisoning, toxicity, tick paralysis, snake bites & more. Our most comprehensive cover for illnesses and specified accidental injuries.
Inclusions
  • Ingestion of a foreign object
  • Cancer
  • Gastrointestinal Problems
  • Diabetes

View PDS for further details of inclusions.

  • Tick Paralysis
  • Cruciate Ligament Conditions
  • Motor Vehicle Incidents
  • Soft Tissue Injuries
  • Heat Stroke

View PDS for further details of inclusions.

  • Tick Paralysis
  • Cruciate Ligament Conditions
  • Ingestion of a foreign object
  • Cancer
  • Gastrointestinal Problems
  • Diabetes
  • Hypothyroidism
  • Heart Disease
  • Renal Disease

View PDS for further details of inclusions.

Exclusions Pre-existing Conditions &
standard general exclusions*
Illness Conditions, Pre-
existing Conditions &
standard general exclusions*
Pre-existing Conditions &
standard general exclusions*
Overseas Pet Travel Included

View Product Disclosure Statement for more details.

Included

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Included

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Emergency Boarding $500

View Product Disclosure Statement for more details.

$500

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$1000

View Product Disclosure Statement for more details.

Consultation fees annual sub-limit $300 $300 $300
Paralysis Tick Sub-limit n/a $1,200 $2,000
Cruciate Ligament Condition annual sub-limit n/a $2,600#

#You may be eligible for a higher limit and if so this will be specified on your certificate of insurance

$2,600#

#You may be eligible for a higher limit and if so this will be specified on your certificate of insurance

Optional Extras Available Routine care
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Routine care
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Routine care
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*If a condition exists or occurs before the commencement date of the first policy period or within an applicable waiting period, it may be excluded from cover as a pre-existing condition. Some conditions are eligible for review after an 18-month period – refer to your Policy Booklet for more information regarding pre-existing conditions.
General exclusions include: Breeding or Obstetrics, Dental Treatments, Elective or Preventative care, Alternative Therapies and Non-essential Items: Foods, cages, collars, treats, toys etc. Please refer to the Product Disclosure Statement. (Exclusions, limits and sub-limits may apply.)