*If a condition exists or occurs before the commencement date of the first policy period or within an applicable waiting period, it may be excluded from cover as a pre-existing condition. Some conditions are eligible for review after an 18-month period – refer to your Policy Booklet for more information regarding pre-existing conditions.
General exclusions include: Breeding or Obstetrics, Dental Treatments, Elective or Preventative care, Alternative Therapies and Non-essential Items: Foods, cages, collars, treats, toys etc. Please refer to the Product Disclosure Statement.
(Exclusions, limits and sub-limits may apply.)