A benefit limit is the applicable total amount payable under your policy as specified on your Certificate of Insurance. This includes an overall annual benefit limit or sub-limits for a particular cover, item, condition or treatment.
For instance, sub-limits generally apply to consultation fees, emergency boarding, cruciate ligament conditions and tick paralysis treatments, depending on your level of cover.
If a benefit limit or sub-limit is specified on your Certificate of Insurance, we will not pay more than that amount. Additionally, we will not pay more than the overall annual benefit level specified in your Certificate of Insurance.
Note: benefit limits are subject to any applicable excess.