Pet Value Cover 2018-12-28T09:25:24+00:00

Kogan Pet Insurance > Pet Value Cover

Pet Value Cover

Our Pet Value Cover provides essential protection for high value pet bills for specified illnesses and accidental injuries. It includes coverage for up to 70% of eligible vet costs, as well as a generous claim limit and a host of additional benefits*

What’s covered:

  • Up to 70% of eligible vet bills that will step down to 60% on the first renewal after your pet’s 8th birthday

  • Excess options of $0 or $50

  • A wide range of accidental injuries and illnesses, including but not limited to burns, cancer treatments, bladder stones, pancreatitis, eye trauma and poisoning.^

  • Claim limit of up to $4,000 a year to help with treatment^

  • A wide range of additional benefits, including overseas cover when you’re travelling with your pet, tick paralysis treatment, essential euthanasia and much more.*

  • Lifetime cover when you insure your pet from 8 weeks up up to 9 years of age continue to renew your policy.
    Subject to the terms and conditions.
  • Freedom to take your pet to any vet licensed to practice in Australia.

Exclusions and conditions apply – for full details, download the Kogan Pet Value Cover Product Disclosure Statement.

*Terms, conditions, waiting periods and some exclusions apply.
^Excludes pre-existing conditions – see the Product Disclosure Statement for details.

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Product Disclosure Statements

What’s Included


Pet Value Cover

Entry Age Limit Apply from 8 weeks old
No upper age limit for cover commencement
Excess $0, $50
Benefit %
Pets Under 8 70%
Pets 8+ 60%
Annual Benefit Limit $4,000
Covers Illness  (specified illnesses, see below for coverage)
Overseas Travel View Product Disclosure Statement for more details
Coverage Tick paralysis
Cruciate ligament conditions
Motor vehicle incidents
Heat stroke
Allergic reaction to insect bite
Bone fractures
Snake bite
Embedded grass seed
Fight wound or other laceration
Soft tissue injury
Ingestion of foreign object
Bladder Stones
Corneal ulcer
Brachycephalic Airway Syndrome
Traumatic spinal disc rupture
View Product Disclosure Statement for further details
Consultation Fees Limit (annual)
(in relation to conditions covered by your policy)
Cruciate Ligament Limit (annual) $2,600*

*You may be eligible for a higher limit and if so this will be specified on your certificate of insurance

Tick Paralysis Limit (annual) $1,200
Emergency Boarding $500
Waiting Periods 6 Months for cruciate ligament conditions

30 days for some conditions (refer to Section 2 of the Product Disclosure Statement)

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Optional Extras

If you want to feel like the cat that’s got the cream, just add a little extra and help cover your pet’s routine expenses.

$80 Benefit that can be claimed across any of the following
Desexing, Microchipping, Heartworm control, Teeth cleaning, Prescription diets, Cremation or burial, Dental illness treatment, Council registration fees, Obedience training, Behavioural therapy, Alternative therapies.

Plus: $40 Benefit for any one of the following:
Vaccination or health check, Flea/tick/worm control, Heartworm control.

Learn more

Why Kogan Pet Insurance?

We hope your pet never has an emergency, but if the worst should happen, we’ll make sure you can get them the care they deserve without the stress and worry of mounting vet bills.

Update your details or make a claim via our easy online portal.

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